Stacking coins

Income tax rises are the biggest worry for the next Budget

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What to read right now…

Criminals stole over £600 million through payment related scams and frauds in just six months this year.

That means it’s a good time to reshare this piece on getting your money back if you’ve been scammed.

Meanwhile, here’s a good explainer on the new Renters’ Rights Act, including what’s changed and what hasn’t.

On a different note, people are worried about what changes might be in the next Budget. Top of the list of concerns? Income tax rises followed by pensions.

And finally, a really interesting data dive into why buying a home might not be worth it.

The deal that’s a steal…

Early Black Friday deals are out already.

Before you start shopping, read my guide on how to make the most of Black Friday sales.

And if you’re ready to shop, here are some of the retailers offering decent discounts:

If you only do one thing…

Check what workplace benefits are available to you.

Many large corporate companies offer discounted gym memberships, medical insurance and vouchers for eye tests and glasses.

These are rarely available in smaller firms, but you can explore other ways your employer can help you.

For example, you could boost your pension and keep your income the same through salary sacrifice.

If you’re the director of a limited company, you can take advantage of the rules around trivial benefits and buy yourself a gift card.

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