About

Money Talk is a personal finance website from journalist and editor Qin Xie, offering a mixture of news, feature and analysis.

It started out as a reader-funded newsletter on Substack, which has morphed into a searchable resource that you can come back to again and again.

Oh, and if you want the latest information? Subscribe to the newsletter to get it all delivered straight to your inbox.

The free version of the newsletter has all of the information you’ll find on this site, as well as the latest product recommendations and the week in numbers.

The premium edition also includes a monthly in-depth feature, covering everything from pensions to investing. You can find them all on this website too, but they are password protected.

How to access the password-protected content

Why is this website different?

This website is all about looking past the headlines to find the things that will actually affect you.

There’s analysis on just who are the winners and losers of the mini budget, for example, or what negative interest rates might mean in the short and long term.

Because I’m not fighting for clicks, I can give balanced analyses on things that really matter to you. It’s not bland money news – it’s clear and actionable tips and recommendations to help you manage your money better.

It’s not personal finance advice though – for that you’ll have to go to a qualified professional who can tailor the information to you.

Find out what that means here.

Got a question? Feel free to contact me any time.