Flats make terrible investment properties

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What to read right now…

Weight loss jabs could now affect the size of mortgage you can get.

It’s hardly surprising, given people are now getting into debt to access them, with the average debt being just over £1,600.

Meanwhile, flats make terrible investment properties because they’re four times more likely to sell at a loss.

On a different note, with the deadline for tax self assessment coming up, here are some tips for filing your tax return for the first time.

And what you should claim in your tax return even if you’re not self employed.

The deal that’s a steal…

If you’re in the market for some new shades, Oakley* is having a big sale with up to 50% off their designer sunglasses.

There are savings across everything from streetwear and sports editions, and customisable and prescription ranges. But not, alas, their Meta AI frames.

I am liking the look of these classic black Actuator frames with Prizm grey lenses*, which are currently £72 instead of the usual £144 – so 50% off.

However, I must also admit to being a die hard Maui Jim* fan, although they never seem to be on sale.

If you only do one thing…

January is a good time to think about your finances for the year ahead.

You might want to pull together a proper financial plan, or perhaps decide on a financial goal to focus on.

Maybe you spent a little too much money over Christmas and now need to do some serious saving.

Well, how about taking on a savings challenge? Or even a no spend challenge?

If nothing else, you can use the extra bit of new year’s resolution motivation to get things started.