About Money Talk
Money Talk is a personal finance website from writer and editor Qin Xie, offering a mixture of news, features and analysis.
It started out as a reader-funded newsletter on Substack, and has since morphed into a searchable resource that you can come back to again and again.
It’s geared towards people like me – working age people on normal salaries who want to make their money work for them.
They care about being financially resilient, they know the importance of a good credit score, and they want to be prepared for the future.
They also appreciate that disposable income is limited, and there are time constraints when it comes to active money management
Why is this website different?
This website is all about looking past the headlines to find the things that will actually affect you.
Because I’m not fighting for clicks, I can give balanced analyses on things that really matter to you.
It’s not bland money news – it’s clear and actionable tips and recommendations to help you manage your money better.
It’s not personal finance advice though – for that you’ll have to go to a qualified professional who can tailor the information to you.
Find out what that means in the full disclaimer.
Oh, and if you want the latest? Subscribe to the newsletter to get it all delivered straight to your inbox.
Who is Qin Xie?
You’re right to wonder about my credentials when it comes to talking about money – I would too.
So here’s what’s relevant about my background.
My day job is a writer and editor who specialises in food and travel.
I’ve written for publications all over the world but in the UK, you’ll mostly find me in the likes of The Times and The Telegraph.
A big part of my job is research and interviewing experts – and those are the skills I use to make the content on Money Talk truly informative.
Before all this, I studied philosophy and economics at the University of Bristol.
You might say I spent three years thinking about money – although in truth the degree was basically maths in disguise.
What the degree does give me is an appreciation of how macroeconomic decisions can impact the lives of everyday people, and you’ll find that woven into some of the coverage on this website.
Got a question? Feel free to contact me any time.
This post was updated in February 2025.