Disclaimer
Money Talk started as a way for me, Qin Xie, a writer and editor, to get a better handle on my own finances.
While the contents are based on thorough research, and any suggestions are actions I would take here given the circumstances laid out, you should know that I am not a qualified financial adviser.
As such, everything on Money Talk should be taken as opinion, based on the data available at the time of publication, rather than professional advice.
By reading Money Talk, whether as a paying or free subscriber to the newsletter, or by simply browsing the content on this site, you agree that I cannot be held liable for any financial decisions you make as a result of the information you read.
As with any important decisions in life, you should take the time to do the relevant research and due diligence to find a solution suitable for you. That’s why, where possible, I always link to additional sources.
Money Talk is a starting point for your financial education, but your money journey shouldn’t end here.
How is Money Talk funded?
Money Talk is very much a side-hustle.
By day, I work as a writer and editor for publications such as The Times and The Telegraph, and my specialisms are food and travel.
Money Talk is funded through a few different sources, including by premium subscribers of the Money Talk newsletter.
This site also makes money from advertising as well as sponsorship. These are clearly marked where relevant.
Occasionally I may use an affiliate link, marked with an *. These might come from Amazon*, Skimlinks* or other affiliate networks.
If you make a purchase through that link I may receive a small commission. However, this does not affect the editorial integrity of Money Talk.
Money Talk’s privacy policy provides a useful overview of what data is collected about you and how it’s used.
It’s a legal document though, just like the cookie policy, which means it’s in a slightly different format and uses jargon you won’t find anywhere else on the site.
This post was updated in March 2025.