Privacy Statement

This Privacy Statement was last updated on 12 August 2025.

Money Talk (heymoneytalk.co.uk) is committed to protecting and respecting your privacy. This policy explains how we collect, use, store, and protect your personal data when you use our website.

By using heymoneytalk.co.uk, you agree to the terms of this privacy policy.

1. Information we collect

We may collect and process the following information about you:

  • Information you provide to us: for example, when you fill in a contact form, sign up for a newsletter, leave a comment, or otherwise communicate with us. This may include your name, email address, and any other details you choose to share.
  • Information we collect automatically: when you visit our website, we may automatically collect technical data such as your IP address, browser type, device information, pages viewed, and referring website, using cookies and similar technologies.
  • Information from third parties: we may receive data from analytics providers (e.g., Google Analytics), advertising networks, or affiliate marketing partners.

2. How we use your information

We use your personal data to:

  • Provide and improve our website and content
  • Respond to your enquiries or comments
  • Send you newsletters or marketing communications (if you have opted in)
  • Analyse website usage and improve user experience
  • Comply with legal obligations

3. Cookies

Our website uses cookies to enhance your experience. These are small files placed on your device. Some cookies are essential for the site to function; others help us understand how visitors use our site.

For more information, see our Cookie Policy.

You can adjust your browser settings to block cookies, but some features of our site may not function properly without them.

4. Legal basis for processing

We process your personal data under one or more of the following lawful bases:

  • Your consent (e.g., signing up to our newsletter)
  • Contractual necessity (e.g., responding to a request you have made)
  • Legitimate interests (e.g., improving our website)
  • Compliance with legal obligations

5. Sharing your information

We do not sell your personal data. We may share it with:

  • Service providers who help us operate our website (e.g., hosting providers, email marketing services, analytics platforms)
  • Affiliate partners where links on our site may generate a commission
  • Regulatory bodies or law enforcement where required by law

6. International data transfers

Your personal data may be transferred outside the UK if our service providers are based abroad. Where this happens, we ensure appropriate safeguards are in place, such as standard contractual clauses.

7. Data retention

We keep your personal data only for as long as necessary for the purposes set out in this policy, or to comply with legal requirements.

8. Your rights

  • Under UK data protection law, you have rights including to:
  • Access your personal data
  • Request correction or deletion
  • Withdraw consent (where applicable)
  • Object to processing
  • Request restriction of processing
  • Data portability

You can exercise these rights by contacting Money Talk.

9. Complaints

If you are unhappy with how we have handled your data, you can complain to the Information Commissioner’s Office (ICO): https://ico.org.uk/

10. Changes to this policy

We may update this policy from time to time. Any changes will be posted on this page with the updated effective date.