Investors make three times more money than savers
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What to read right now…
There are a few articles on how the conflict in the Middle East could affect your finances but this analysis from AJ Bell is among the most comprehensive.
Tangentially, research suggests that investors make three times more money than savers.
But timing is everything – the aforementioned analysis was for the period between February 2025 and February 2026, when markets were rallying. I suspect the results would be very different now, given 95% of funds have lost value.
On a different note, the Office for National Statistics has updated its “basket of goods” for measuring inflation, adding, among other things, houmous and alcohol-free beer.
Finally, a fun one: how far is it worth driving to save on petrol?
The deal that’s a steal…
Cyclists, this one is for you: Tredz* are having a massive sale at the moment with up to 60% off.
There are discounts across everything from bikes to clothing and accessories.
If you’re buying a new bike* you could save anywhere between a few hundred pounds to a couple of thousand.
Like the Trek Fuel EXe 5 2025 electric mountain bike*, which is currently £2,599 instead of £4,500. Not exactly a small purchase but certainly a big saving.
If you only do one thing…
With fuel prices going up everywhere, you should review your energy provider if you haven’t already.
I’m assuming here that you’re currently on a default tariff rather than a fixed rate one. If you have a fixed rate tariff then just stay put.
You’ll probably save over the next few months on a default tariff, especially given the current lower energy price cap, but you’ll most certainly see much higher prices in the next quarter – possibly even more than the fixed rate tariffs available now.
Should you stay on a default tariff or move to a fixed rate tariff? Well it depends on your circumstances and the tariffs available to you so you’ll need to run your own numbers.
What is worth looking out for is an energy provider that offers free or discounts on energy at certain times of the day.
If you can shift your energy use, you can still keep costs down.
