An economics master’s degree can harm your earning potential

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What to read right now…

Turns out, doing a master’s degree in economics can negatively impact your income potential.

Here’s another surprising fact: the number of people living on their own is going up, but it’s driven by people over 65.

Meanwhile, some London restaurants are charging a minimum spend that you have to pay when you make a reservation. Is it controversial or long overdue?

On a different note, Nationwide has waded in on the cash ISA debate; they’re a key source of funding for mortgages rather than just a nice tax break.

And finally, as more bosses are ordering staff to go back to the office 9-to-5, here’s how to make a flexible working request.

The deal that’s a steal…

TourRadar* is currently having a sale on tours to bucket list destinations like Vietnam, Japan, Costa Rica and Peru, with savings of up to 50%.

There’s a mix of fully-guided group tours where you’re holidaying with strangers, and self-guided options where someone else has planned the itinerary and you just show up.

They include accommodation, usually domestic transport and sometimes guides, but not international flights.

So basically there are great bargains to be had, but you have to get yourself there.

I always use Skyscanner to find cheap flights, though it’s quite bad at showing whether luggage has been included.

If you only do one thing…

If you’re an investor, now is a good time to re-evaluate your portfolio.

There were general elections in close to 70 countries in 2024, some of which will have had seismic changes on the world’s economy.

Markets are still volatile, but it’s nevertheless a good time to be prepared.

A good place to start is Bestinvest’s latest Spot the Dog report, which puts under performing funds into the spotlight.