First time buyers are facing big mortgage hurdle
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What to read right now…
Here’s a good explainer on what Labour’s new National Wealth Fund is, and how it compares to, say, Saudi Arabia’s Public Investment Fund.
There’s a bit of extrapolation involved with this one but… as many as 500,000 pensioners are still paying their mortgage in retirement.
It’s no better if you’re renting – apparently you’ll need to have £391k more in savings than a homeowner.
Meanwhile, first time buyers are now facing average mortgage payments of over £1,000.
And finally, a terrifying read about how quickly you can lose £20,000 if someone steals your phone.
The deal that’s a steal…
A bit niche but Claire’s* are currently offering free earrings for a year when you get a piercing done with them.
Their ear piercings start from £17 for one and £22 for two, and they do nose piercings as well.
When you get your piercing done, you’ll sign up for the C•CLUB*, the reward club from Claire’s.
Then every month you’ll get an email with a voucher that allows you to redeem for a pair of earrings that’s £10 or under for free.
If you want to get a pair that’s over £10, you’ll get a £10 discount.
If you only do one thing…
No, I’m not confused. I’ve just started another newsletter, which is all about my day job as a food and travel writer.
It’ll be a monthly rather than weekly newsletter like Money Talk, and it’s free.
I haven’t written anything yet but you don’t have to guess too hard about the subject matter…