The financial products listed below are ones that I believe are the best on the market right now and ones that I would choose and use.

It doesn’t necessarily mean that they’re right for you of course – everyone’s circumstances are different and you should do your own research based on that.

This post will be updated regularly, although you may not see any changes if there aren’t any great new products on the market.

Finally, in some cases, I may receive a small commission if you sign up through my link. These are marked with an asterisk.

That money helps to keep this website going but it certainly does not affect my editorial judgement – I work as a journalist and editor by day and do not rely on this website as a form of income. You can read more about the money side of things here.

Banking products

Current account:

Here’s a list of current accounts with switching offers right now. You might also want to check out the list of current accounts with the best interest rates, and the current accounts that will give you rewards.

Instant access savings account:


Chip has a relatively instant access savings account offering 1% AER. It’s not as high as some of the other accounts listed here but they do have a Refer a Friend promotion on at the moment. If you use my code CHIP-UFU409 you get £10 for free (once you deposit at least £1) – as do I. The money takes a while to come through though.

You can real more about this account here.


Regular savings account:

Also check out my round up of the savings accounts that come with prize draws.

Shopping

Cashback sites:

  • Topcashback* – cashback on most major retailers. It’s free and there’s also a premium version you can sign up for. I generally get a bit more cashback from these guys but sometimes Quidco runs special promotions.
  • Quidco* – cashback on most major retailers. It’s free but there’s also a premium version you can sign up for.